Credit Card Used To Buy Airline Tickets
Over the years a lot has changed regarding the best credit cards to use for airfare purchases, so in this post I wanted to take a closer look at that. There are a couple of key things to consider when deciding which card to use for buying airline tickets:
credit card used to buy airline tickets
The Ink Business Preferred offers 3x points on the first $150,000 spent in combined purchases every anniversary year on travel (including airline tickets), shipping purchases, internet, cable, and phone services, and advertising purchases made with social media sites and search engines. When you combine the 3x points and travel coverage, this is an excellent card for airfare spending.
When deciding on the credit card to use for airline ticket purchases, consider both the card that offers the most valuable rewards, as well as the card that offers the best travel protection. My top picks for airline ticket purchases are the:
Ben: what your analysis does not mention about the co-branded credit cards for the airlines is that buying tickets with those cards also include free checked bags. (Due to some tools I always carry, I HAVE to check them.) And the higher-end cards will also include Priority Access and access to the clubs. And I will take the airline's club over third-party ones any day of the week, mainly because you have access to the...
Ben: what your analysis does not mention about the co-branded credit cards for the airlines is that buying tickets with those cards also include free checked bags. (Due to some tools I always carry, I HAVE to check them.) And the higher-end cards will also include Priority Access and access to the clubs. And I will take the airline's club over third-party ones any day of the week, mainly because you have access to the airline's CSRs, which is very beneficial when there are IRROPS, which has been a constant issue lately. Instead of having to leave the club and find a CSR, you have one right there.
I have always preferred using my CSR over the platinum for the added protections which have become incredibly more important during covid and especially now with all the airline cancelations. Does the CSR have better protection than the platinum im not even sure anymore with all the recent card changes hence why i think this would be an excellent topic...
I have always preferred using my CSR over the platinum for the added protections which have become incredibly more important during covid and especially now with all the airline cancelations. Does the CSR have better protection than the platinum im not even sure anymore with all the recent card changes hence why i think this would be an excellent topic to cover now that airlines have cancelled over 1,000 Flights for 11th straight day
Would love an updated comparison of the cancel/delay coverage of the CSR vs the Platinum.I have always preferred using my CSR over the platinum for the added protections which have become incredibly more important during covid and especially now with all the airline cancelations. Does the CSR have better protection than the platinum im not even sure anymore with all the recent card changes hence why i think this would be an excellent topic to cover now that airlines have cancelled over 1,000 Flights for 11th straight day
Analysis: In addition to the ability to earn 5 points per dollar on flights booked directly with airlines and through Amex Travel, cardmembers can also unlock significant discounts on airfare through the International Airline Program and will get a suite of travel protections when booking round-trip flights.
Why use a credit card vs debit card? It's one of the best ways to protect yourself if your airline (or any other travel company) collapses before (or during) your travels. It also gives you an easy recourse if your airline wrongfully denies you a refund, as you can initiate a chargeback through your credit card company. That's possible with a debit card, but it's much more complicated and challenging.
Make sure to use a credit card for any travel bookings. You'll shield yourself from personal liability due to fraudulent activity and be able to easily file a chargeback if your airline, hotel, or other companies go out of business and a refund is not issued.
The best credit card to buy airline tickets is Chase Sapphire Preferred Card, thanks to its 60,000 initial bonus points offered for spending $4,000 in the first 3 months. Plus, you get 1 - 10 points per $1 spent on purchases.
If the owner of the stolen credit card which was used by the criminal to make the initial purchase reports it before the scheduled flight, the ticket will be cancelled by the airline and you will be unable to travel.
For business travel, The Business Platinum Card from American Express boasts the same air travel benefits as the personal Platinum Card. You will also earn 5x Membership Rewards points, but only by purchasing flight tickets from AmexTravel.com (prepaid hotels booked on amextravel.com also earn 5x points). All tickets purchased directly from the airline or another third-party booking site will only earn 1 point per $1 spent on the business platinum.
Additionally, cardholders can get a 35% airline bonus when using their points to pay for all or part of a flight with a qualifying airline booked on amextravel.com, up to 500,000 bonus points annually.
The JetBlue Plus Card is one of the few co-brand airline credit cards to make this list of the best card for purchasing flight tickets. The primary reason why is because it earns more than 2 points per $1, which is the benchmark reward rate for airline purchases.
Chase Sapphire Preferred offers 60,000 bonus points for spending $4,000 in the first 3 months. With this card, you earn 5 points per $1 spent on travel purchased through Chase, 2 points per $1 on all other travel purchases, 3 points per $1 on dining and online grocery purchases, 3 points per $1 on select streaming services, and 1 point per $1 on all other purchases. You can also transfer your points to leading airline loyalty programs. The card has a $95 annual fee. Requires at least good credit.
You can either choose a credit card that offers more flexibility with rewards for general airfare spending or you can see if the airline you fly with most frequently has a credit card. The JetBlue Plus Card is a good option in that regard, but there are others offering attractive rewards and various perks for other airlines as well.
Not all debit cards will work. Some airlines allow you to buy a ticket using only a debit card affiliated with MasterCard or Visa. Others also accept cards from networks such as Discover or American Express. And there are additional variations. Delta, for example, which allows payment by MasterCard or Visa debit cards, accepts U.S.-issued ATM cards, requiring you to add your PIN number when completing the cardholder and billing information section on the payment page, according to its website.
And while earning rewards is important, trip protections can add value to a travel rewards card. Finding a balance between the highest level of rewards earnings for airline purchases and useful trip protection can determine the right card match for you.
The Amex Platinum card comes with a long list of travel benefits and ranks at the top of the best travel rewards cards list. It also has one of the highest earning rates for airline purchases.
If you're looking for an all-around excellent travel rewards card, the Chase Sapphire Reserve\u00ae\u00a0is one of the best options out there.\nThe card combines elite travel benefits and perks like airport lounge access, with excellent point earning and redemption options.\u00a0 Plus it offers top-notch travel insurance protections to keep you covered whether you're at home or on the road.\nDon't forget the $300 annual travel credit which really helps to reduce the annual fee!\n"},"title":"Pros & Cons","pros":"\r\n \t10x points on car rentals, hotels, and dining booked via the Chase Ultimate Rewards portal\r\n \t10x points on Lyft purchases March 31, 2025\r\n \t10x points on Peloton equipment and accessory purchases over $250 through March 31, 2025\r\n \t5x points on airfare booked via the Chase Ultimate Rewards portal\r\n \t3x points on all other travel and dining purchases; 1x point on all other purchases\r\n \t$300 annual travel credit\r\n \tPriority Pass airport lounge access\r\n \tTSA PreCheck, Global Entry, or NEXUS credit\r\n \tAccess to Chase Luxury Hotel and Resort Collection\r\n \tRental car elite status with National and Avis\r\n","cons":"\r\n \t$550\u00a0annual fee\r\n \tDoes not offer any sort of hotel elite status\r\n","title":"Card Highlights","welcomeBonus":"Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchasesGet 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 60,000 points are worth $900 toward travel1:1 point transfer to leading airline and hotel loyalty programsAccess to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit every four years for Global Entry, NEXUS, or TSA PreCheckCount on Trip Cancellation\/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more","cardCategories":["id":107610,"text":"Credit Card Reviews","link":"\/credit-cards\/reviews\/","id":20,"text":"Best Credit Cards","link":"\/credit-cards\/","id":21,"text":"Best Travel Credit Cards","link":"\/credit-cards\/travel-rewards-credit-cards\/","id":55995,"text":"Best Welcome Bonus Offer Credit Cards","link":"\/credit-cards\/best-sign-up-bonuses\/"],"rewardsCenter":"Chase Ultimate Rewards","financialSnapshot":["id":1,"text":"Foreign Transaction Fees: $0"],"title":"More Reads","html":"Chase Sapphire Reserve 100k Bonus OfferChase Sapphire Reserve BenefitsChase Sapphire Reserve Airport Lounge AccessChase Sapphire Reserve Travel Insurance BenefitsChase Sapphire Reserve Military BenefitsAmex Gold vs Chase Sapphire ReserveAmex Platinum vs Chase Sapphire ReserveChase Sapphire Preferred vs ReserveBest Credit Cards for MilitaryBest Credit Cards for Airport Lounge AccessBest Credit Cards for Car Rental Insurance"],"aprText":"21.49% - 28.49% Variable"}))Earning on Flight PurchasesThe Chase Sapphire Reserve card earns 5x Ultimate Rewards points on flights via the Chase travel portal and 3x points on all other travel purchases including flight purchases. 041b061a72